Money-Making Hobbies

If you’re looking for a great way to make money, you should try turning a hobby into a money making project. There are a couple of ways to achieve this. You can either take an already tried and true money making project or create something new for your money making venture.

Nowadays you don’t even need a hobby to make money. Due to companies like Google Adsense you can earn by the click. By attracting buyers to ads on a blogging site, you will find that everyone who visits your site and clicks on the ads helps you earn money. All you really need to do is keep your website up to date and maintain consistent blogging to drive people to your site and work up your advertising dollars.

If you like crafting, this is a great way to make money too. Whether you knit, make pottery, paint or create jewelry, there’s always a market for home-made goods. Try selling your products at craft shows, or to close friends and family members. People everywhere are looking for fun and interesting items to add to their homes. Crafting is, for many, an enjoyable and rewarding way to bring in some extra cash.

However, it is important to know what you’re really good at, and have the ability to market it.  Although expensive, advertising in newspapers, and even online is an effective way to get your message and services out to the public. Lesser cost options include advertising in your community newsletter, church bulletin or local newspaper.  If you don’t mind putting in some energy of your own, walk the neighborhoods around you and distribute fliers.  Alternatively, hire a teen at minimum wage and plan out his route. 

Invite your friends to host parties with a view to selling what you make.  Offer the hostess a free ‘XYZ’ in return for her willingness to organize a get -together.   Ask a store in your area if you can display a few of your items to see how/whether they’ll sell.  If they do, then offer the merchant a larger percentage of your profits to keep them in the store. 

Moral of this story: not only are hobbies are a fun way to keep active but they can also become an important source of revenue for you in the future.

 

 

The Road to Successful Retirement

Are you financially ready to retire? There are some things to do before actually going through with retirement. First of all, you will need to consider how you intend to support yourself after your retirement.  You may wish to consult several Financial planners who can help make decisions about the best  ways to save money and which investments would be beneficial. Solid financial planning is the key to your retirement.  

Before you even pick up the phone, however, you’ll need to determine what your expenses are likely to be–both for day-to-day living and ongoing health care. In other words, deciding how you want to live and how your current life style will be impacted after you retire are your first tasks.

Another thing to consider when thinking about retiring is what to do with your newly-found free time. Chances are that you won’t want to sit around the house watching the plants grow, so you will need to find activities for 45-50 hours each week.  Perhaps you’ve always had an affinity for animals. Consider volunteering at a shelter, or taking a part-time position walking dogs. 

Or maybe your personality lends itself better to working with children.  Any library can point you in the right direction for tutoring. For that matter, you might want to volunteer at your local hospital, or for numerous local charities. Starting your own business might also be an option. 

Depending upon your circumstances, you might decide to simply continue on in the job you already have, but on a reduced schedule. If working is still enjoyable for you and gives you a sense of worth, then by all means, attempt to negotiate an arrangement with your current company so that you can still be productive, but benefit from a certain amount of independence as well. What you do is completely up to you, but don’t wait until it is too late. Start planning now for your happiness when you retire.

Assuming that you are in good health, retirement offers an excellent time to do the things you previously dreamed of doing but were too busy to accomplish because of your full-time job.

When You Don’t Like Your Boss…

The state of New Jersey is considering a bill that would allow employees to sue their bosses if they felt they were not treated the way they wanted to be. We all know that there are bosses out there who bully and harass their employees. 

Some claim that managers with such abysmal people skills are promoted up the ranks by companies who are short-staffed and must ‘make do.’  The feeling, evidently is ‘He knows our business and has been with us for years and years: SURELY he’d do OK as a manager.  Regretfully, however, this isn’t always the case.

 Mean-spirited people have been around since time eternal.  Isn’t this just another manifestation of the litigious society in which we live?  But wait: is it really necessary to sue your boss when you can just blog about him on the Internet?  Thanks to a proliferation of web sites an employee is now able to alleviate his frustrations and ‘vent’ about his boss’ pititful on-the-job behavior. (Of course, this isn’t going to do much to make a future employer want to hire you….especially when he knows that one day he, too, may be on the receiving end of your caustic commentary!) 

TheNew Jersey bill would give an employee the right to seek a whopping $25,000 in damages if he can prove that his employer had created an “abusive” work environment.  And, it doesn’t stop in New Jersey, either.  Measures of a similar type are being considered as well in New York, Vermont, Washington and California.  Perhaps one of the greatest difficulties facing such legislation, however is the definition of what precisely constitutes an ABUSIVE WORK ENVIRONMENT. 

Is this initiative just the modern version of the labor unions?? Time will tell.  Until such time as we see these laws on the books, the best thing for you to do if you are subjected to unacceptable behavior on the part of you boss is to simply find a new job!

 

Fired? What N-O-T To Do!

Being terminated from a job is an emotional issue. You may be a casualty of downsizing, office politics or you may have even been fired for just cause. Regardless of the reason, you must remain professional, even though your first reaction will be to let your employer (and anyone within hearing distance) know what you think of the situation. Be ready to accept responsibility for any wrong doing on your part. 

Even if you think you were fired unfairly, it is important to never “burn your bridges” with former employers. Like it or not, it is highly likely that future employers will want to talk with them about your on the job performance, and the last thing you need is for your former boss to tell your prospective boss what a lunatic you are!  Along these same lines, doing physical damage to office equipment is NEVER an option, and can land you in jail.  Do not touch or push the person who let you go as you could very easily wind up with assault charges on your record. (It’s happened more than once.) 

Instead, swallow your pride and set up a meeting to discuss the wording for the statement that will go in your file.  Ask your boss whether he or she would provide you with a letter attesting to those areas in which you excelled. Then, WRITE this letter for his/her signature.

Complaining to your co-workers, replacement or future employers will only make you look petty and even a bit unstable. You may be perceived as someone who is hard to get along with or someone who doesn’t accept responsibility for your actions.  Either way, neither of these will make for a good reference in the future.

If you WERE at fault for making imprudent decisions, you don’t need to go into details about the events that led to your being fired, but you should admit your guilt. Your prospective employer may or may not want to discuss things further with you. But, be aware that he is likely to find out what happened anyway.  It will speak volumes about you if you are up-front about things. 

However, don’t denigrate yourself either by making remarks about how dumb you were or how your colleagues caused the problem: it really doesn’t matter all that much. Instead, put your best foot forward and get on with your new position.

Finding Your Career

 Successfully identifying your career niche requires that you take a hard look at several different factors. First, what are your talents? You may need to ask an unbiased person to assist you in delineating these. As a general rule, we enjoy the things we are ‘good’ at. But, we may fail to consider other area as well. One useful exercise to determine what you are well suited for is to write down each job you have had and create two columns:  one for LIKES and the other for DISLIKES. 

Chances are that the career you choose will probably incorporate more items from your ‘LIKES’ column than from your ‘DISLIKES’ column.  

If you choose something that excites you and is something at which you excel,  you’re more likely to remain with the company long enough to advance within your department. Remember: the employee who goes the extra mile is the one who moves up the corporate ladder.

Ask yourself this — where would you like see yourself in five years? What level of income do you anticipate?  What are your accomplishments to date? Keep this in mind so that your career choice will enable you to achieve your anticipated goals and objectives.  Keep a journal in your present position of responsibilities and projects you have been given, and initiatives you have undertaken on your own.  When it comes time for your annual review, re-read these entries and present them to your superiors.

Finally, and possibly the most important of all, is to correctly ‘read’ the economic climate of the times.  Certain industries flourish no matter what.   Find out what these are in your region.  Three years ago for instance, becoming a realtor was tantamount to assuring your financial future.  But, we all know the sad story behind that industry.  Do some research to determine what careers are promising these days.  

There may be an emerging job market for which your talents, education and interests would be a perfect fit.

Improving Your Social Skills

If you’re out there pounding the pavement in search of a new job, you’d better hone your people skills, and quick. 

Perceptions of your supervisors, your colleagues and your friends in the work place are critical.  It doesn’t matter how competent or how intelligent you are. What DOES matter is how well you can relate to your boss, your co-workers and your clients.  Connections are everything. 

The good news is that there are things that you can do to improve your social skills. One very simple thing you can do is to practice smiling!  You’ll be surprised to see what kind of results this will bring you.  

One obvious benefit is that you will greatly enhance your ‘friendliness factor,’ which will in turn encourage other to gravitate to you. By simply maintaining a cheerful attitude, you are also likely to find that your life will become more pleasant…  

Secondly, let those around you know how much you appreciate their efforts. By complimenting them on the way they look, or the tasks they complete, you’ll find that they are automatically more receptive to you. Don’t forget to use ‘please’ and ‘thank-you’ religiously, and MEAN it every time you say these words. In so doing, you will encourage them to put forth their best efforts.  

Third, learn to care about others, and make it abundantly obvious that you do. Ask about their family, their professional career goals and be sensitive to their feelings. Contribute any information you feel may be helpful to them.  Ask for their opinions and ideas. (Even if you don’t think much of those opinions or ideas, it won’t cost you anything to listen for a few moments.)  

Lastly, don’t come across as a ‘naysayer’ or someone with a chip on your shoulder. No one likes to be around complainers.  You’ve probably heard the old saying, “You can catch more flies with honey than you can with vinegar.’  

Try to look at the positive side of a situation and don’t allow yourself to become critical.  And, a word to the wise: participating in office gossip is a surefire recipe for disaster!

 

 

Candidates: Are You Paying Attention to Your Writing Skills?

If you’re not…. you SHOULD!

In fact, if you ask Recruiters, Human Resource Directors, Hiring managers and HR Executives what their pet peeve is about the hiring process, they’ll all tell you the same thing. And that is, that they are deluged each day with resumes replete with grammatical errors, punctuation problems and spelling mistakes—to say nothing of inconsistencies in formatting and style.

If you’re applying for a job or sending out any type of business correspondence, please, please, please take the few minutes it requires to read what you’ve written OUT LOUD. The reason for this is that mistakes are far more evident when speaking a text then when reading it to yourself.

And, spell checkers aren’t the total answer.  Consider the following sentence:  Fred Finkelstein’s company announced the creation last week of “two” product lines that are “too” expensive “to” market overseas.   News flash: a spell checker doesn’t distinguish between two, too and to.  Therefore, all it takes is a slip of the finger and you’ve now got a document that is incorrect—in spite of the spell checker!

If you have doubts about your writing ability, go find someone who CAN write—an English teacher, a journalist or a published author for example–and ask  THEM to check your letter for accuracy.

So, why is it that spelling is such a big deal? Well, first of all, a letter that is poorly written sends the message to a prospective employer that you are either lazy, stupid or both. Second of all, by sending a document with even slight deficiencies, like it or not the  message is that you just don’t care–and more importantly that you have no pride in the quality of your work. Not surprisingly, the position will go to someone else!

 Moral of this story: write as though your livelihood depends on it, because it DOES!

About Anxiety

There are some 40 million people in the U.S.who reportedly suffer from anxiety in some form or other.  Not all of these incidences are severe enough to be considered disabling, but the disease manifests itself by making them fearful and uncertain. 

As a general rule, anxiety is thought to be a normal reaction of the body to stress. However, when it becomes excessive, doctors will classify it as being a disorder. Anxiety disorder patients tend to worry to a greater extent than is justified by life’s circumstances and  can frequently become unable to cope with their  daily existence.

Unending worries about health/job/family dominate their every waking thought. Ultimately, they become unable to perform normally. Certainly, looking for a job IS a very stressful situation in and of itself and this is understandable. The key is HOW to deal with these issues.

It is not known at this point what causes such a severe state of distress.  Medical professionals theorize however, that it is most likely a combination of genetics, brain chemicals and the environment that trigger the disorder.

In addition to the excessive worrying that characterizes anxiety, there are also physical manifestations such as nausea, headaches, dizziness, rapid heart beat, problems breathing, sweating and acute tiredness that come into play.

While drugs such as Zoloft, Valium, Paxil, and Prozac are moderately successful in treating the condition, for a better result, therapy is generally also mandated to help the patient identify–and change—his or her thought patterns which leading to unsettling feelings of anxiousness.

And, of course, the living environment is also extremely important. If you think you may be suffering from anxiety, it goes without saying that eliminating the sources of stress in your life will prove to be beneficial.  If it isn’t possible to eliminate them, then you’ll want to change your habits slightly and get away from the source by going out with friends, spending some relaxing quality time with your spouse or taking an invigorating walk in the neighborhood.

Additionally, controlling the intake of such stimulative food substances as coffee, tea and chocolate, has been known to help mitigate the symptoms of anxiety.  Daily exercise, coupled with an attempt to maintain a healthy diet is also recommended, as is meditation and yoga.

Handling Yourself in an Interview

Let’s face it: the interview process is a stressful one—even if you’ve been on countless interviews.  Quite apart from demonstrating that you have the skills an employer wants, there is a whole complement of other requirements an applicant must meet before being considered for the position. 

One of the best ways a manager has to evaluate you as a potential fit for the job he is offering is through your replies to questions he asks you.  You will be judged on the basis of the content of your answers but the way in which you respond.  Are you, for example, hesitant or unsure of yourself? Or are you brash and bold in your replies.  (Neither one of these is very productive: you’ll need to come across as someone who is self-assured, but not conceited or arrogant.)

Typical questions you’re likely to encounter run the gamut from the usual ‘tell me about your professional accomplishments’ to ‘describe for me a situation in which you were required to work with a colleague you disliked and how you handled it?’ 

 Although you can’t predict what questions a given employer is likely to ask, you can prepare answers to some of the more traditional ones, as follows:

1)      What are you leaving your job?  (Focus on what you were hoping to achieve by finding a new job instead of making negative comments or criticizing your company.) 

2)      What are your strengths and weaknesses?  (Be sure to provide a balanced perspective by acknowledging that there are areas you seek to improve, just as there are ones in which you excel.)

3)      What motivates you?  (Whatever you do, DON’T say that it is money or a long vacation!  Restrict your comments instead to satisfaction you derive from doing your job.) 

 4)   How do you handle stress?  ( Providing an example of a situation that was a stressful one and how you coped with it will help the interviewer assess your relative degree of stability.)

 5)      And finally, why should we hire you? (Highlight those areas in which you have excelled and added value to your current company.)

Why Should an Employer Hire You?

You have all heard the old expression, “Looking for a job in itself.” (So true, so true!)

Before applying for another position, you must be sure you actually possess the requisite skills. These go far beyond just being able to know how to do the job. Employers look for people who have a diversity of talents and abilities.  Perhaps they volunteer at their children’s schools, or belong to the PTA or the Chamber of Commerce. Some activity or pursuit of happiness beyond the parameters of the job itself is usually welcomed.  

Critical employment skills for range from time management to verbal and written communication skills. Effective communication means being able to understand and respond to co-workers, clients and colleagues in an appropriate manner. This means knowing how to write literate sentences AND give thoughtful responses to questions. One vastly overlooked skill is the ability to enunciate such that you can actually be understood by others. 

All too frequently, young people come out of High School or college speaking the jargon to which they’ve become accustomed during their school years.  Nothing can be less helpful to your career.  The success of any emmployee is predicated on the ability to communicate in the business world, and THAT means pronouncing your words correctly and eliminating those slang expressions in your vocabulary.

Other skills for employment that most employers look for are critical thinking, problem-solving and a well-developed work ethic that goes beyond just clocking in and out on time. Employers want to hire those who go above and beyond the call of duty to finish projects by coming in early and staying late.  “Team Players” are valuable to employers because they’ve learned how to be a part of a unit and are accustomed to rowing the boat in the same direction. This type of an employee is an asset to any company.

So, before you set out for that next important interview with one of the top companies in your town, take a few minutes to draft your answer to the question “WHY SHOULD WE HIRE YOU?”  If your response is a memorable one, you’ll probably end up with a job!